The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a tax-free quarterly benefit administered by the Canada Revenue Agency (CRA). It is designed to help low- and modest-income Canadians offset the cost of paying GST and HST on everyday purchases.
The credit is not tied to how much GST or HST you actually pay; instead, it is based on your income and family situation. This makes it one of the most important cost-of-living supports provided by the federal government, particularly during times of rising expenses.
In September 2025, eligible Canadians will receive up to $184 as part of their quarterly GST/HST credit payment.
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September 2025 GST/HST Credit Payment Date
The CRA has confirmed that the next scheduled GST/HST credit payment will be deposited on:
- September, 2025
Payments are usually sent by direct deposit, though paper cheques are also issued for those who have not enrolled in direct deposit.
Eligibility for the $184 GST/HST Credit
To qualify for the September 2025 GST/HST credit, you must meet the following conditions:
- Age Requirement
- You must be at least 19 years old before the end of the payment month.
- If you are under 19, you may still qualify if you:
- Have (or had) a spouse or common-law partner, or
- Are (or were) a parent and live with your child.
- Residency Requirement
- You must be a Canadian resident for income tax purposes in the month before and at the start of the month when the CRA makes a payment.
- Income Thresholds
- Eligibility is based on your adjusted family net income reported on your 2024 tax return.
- Generally, the lower your income, the larger the credit.
- If your family net income is above the CRA’s cutoff for your household size, you will not receive the credit.
- Tax Filing Requirement
- You and your spouse or common-law partner (if applicable) must have filed your 2024 income tax return, even if you had no income, in order to be assessed for eligibility.
How Much Can You Receive in September 2025?
For the July 2025 to June 2026 benefit year, the maximum annual GST/HST credit amounts are:
- $533 for a single individual
- $698 for a spouse or common-law partner
- $184 for each child under the age of 19
The $179 payment in September 2025 reflects one-quarter of these annual entitlements, adjusted based on your income and family size. The CRA automatically calculates the amount and applies reductions if your income is above certain thresholds.
Factors That Can Affect Your GST/HST Credit
- Family Net Income: If your income increases, your credit may be reduced or eliminated.
- Marital Status: Getting married or separating can change your eligibility and the amount you receive.
- Number of Children: Having or losing dependents impacts your credit calculation.
- Residency Status: You must remain a resident of Canada for tax purposes.
How Payments Are Delivered
- Direct Deposit: The fastest and most secure method. Payments are automatically deposited into your bank account.
- Cheque: Mailed to those not enrolled in direct deposit, though this may cause delays.
If you are eligible but do not receive your payment on September 5, the CRA recommends waiting 10 business days before contacting them.
Why the GST/HST Credit Matters in 2025
With the rising cost of living across Canada, even small credits such as the $179 GST/HST payment can provide relief for households. While it is not a large sum, it can help cover essentials such as groceries, transportation, or utility bills.
The federal government continues to use this credit as a way to ensure that tax relief is directed toward Canadians who need it the most.
Final Thoughts
The $184 GST/HST credit payment in September 2025 is a key support measure for Canadians struggling with everyday costs. To ensure you receive it, make sure you:
- File your taxes on time, even with little or no income.
- Keep your personal and banking information up to date with the CRA.
- Monitor eligibility if your family situation or income changes.
By meeting these requirements, eligible Canadians can count on receiving their benefit on time and in full.