The Goods and Services Tax (GST)/Harmonized Sales Tax (HST) credit is a key benefit for Canadians, providing quarterly tax-free payments to low- and modest-income individuals and families. Administered by the Canada Revenue Agency (CRA), this program helps Canadians offset the costs of GST or HST paid on everyday purchases.
With the October 2025 payment approaching, seniors, families, and eligible individuals need to know the exact dates, amounts, and eligibility criteria to plan their finances effectively.
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GST/HST Payment Dates for 2025
The CRA issues GST/HST credit payments quarterly. For 2025, the upcoming October payment is scheduled as follows:
- October 2025 Payment Date: Wednesday, October 15, 2025 (for most recipients via direct deposit)
- Cheque Payments: May take several additional days depending on postal delivery
Other quarterly payments in 2025 are typically issued in January, April, and July. Seniors and low-income families are encouraged to enroll in direct deposit for faster and more secure receipt of payments.
GST/HST Payment Amounts
The payment amount depends on income, marital status, and number of children. While exact amounts are determined after CRA processes income tax returns, estimated maximum payments for October 2025 include:
- Single, no children: up to $300
- Married/common-law couples: up to $450
- Additional amount per child under 19: approximately $150
These amounts are adjusted annually to reflect inflation and changes in the Consumer Price Index (CPI).
Eligibility Criteria
To qualify for GST/HST payments in 2025, you must:
- Be a Canadian resident for tax purposes
- Be at least 19 years old, or have a spouse/common-law partner, or be a parent of a child under 19
- File your income tax return annually (even if you have no income)
Seniors, low-income earners, and families with children should ensure their tax filings are up to date to avoid delays in receiving payments.
How GST/HST Payments Help Canadians
The GST/HST credit is a tax-free supplement designed to offset the sales tax paid on everyday goods and services. For seniors and low-income families, it provides extra cash flow to cover essentials such as:
- Groceries and household items
- Utility bills
- Transportation costs
- Medical and caregiving expenses
When combined with other federal benefits like OAS, GIS, and Canada Child Benefit (CCB), the GST/HST credit plays a crucial role in supporting the financial well-being of Canadian households.
Key Takeaways for October 2025
- Payment Date: October 15, 2025 (direct deposit)
- Eligibility: Canadian resident, 19+, or parent/spouse, and filed 2024 tax return
- Payment Amounts: Up to $300 for singles, $450 for couples, plus $150 per child
- Direct Deposit Recommended: Faster and more secure than cheques