The Canada Revenue Agency (CRA) has confirmed updated GST/HST credit amounts for 2025–2026, helping millions of Canadians offset the rising cost of living. The credit is tax-free, paid quarterly, and adjusted annually for inflation.
This year, the maximum benefit includes a $680 credit for married or common-law couples, providing much-needed financial support for households across the country.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free payment issued by the CRA to help lower and modest-income Canadians cover the cost of the Goods and Services Tax (GST) and Harmonized Sales Tax (HST).
Payments are issued four times a year and automatically deposited if you are eligible and have filed your taxes.
GST/HST Credit Amounts for 2025–2026
For the July 2025 to June 2026 benefit year, the maximum annual GST/HST credit amounts are:
- $519 for a single individual
- $680 for a married or common-law couple
- $179 for each child under 19 years of age
These amounts are indexed to inflation, meaning they increase slightly each year to reflect rising living costs.
Who Is Eligible for the $680 GST/HST Credit?
Eligibility for the GST/HST credit depends on your net family income and marital status. To qualify:
- You must be a Canadian resident for income tax purposes.
- You must have filed your 2024 income tax return (even if you had no income).
- Your net family income must fall below the threshold set by the CRA (amounts vary depending on family size and marital status).
Couples with modest income will qualify for the $680 credit, while families with children may receive additional amounts.
When Will the Payments Be Issued?
The CRA will issue the GST/HST credit payments on the following dates in 2025–2026:
- July 4, 2025
- October 3, 2025
- January 3, 2026
- April 3, 2026
Payments are made by direct deposit or mailed cheque if banking details are not provided.
How to Apply for the GST/HST Credit
Most Canadians do not need to apply separately. If you file your annual income tax return, the CRA automatically determines your eligibility for the GST/HST credit.
If you recently became a resident of Canada, you must apply separately by filling out Form RC151 – GST/HST Credit Application for Individuals Who Become Residents of Canada.
Key Takeaway
The new $680 GST/HST credit for couples in 2025 will provide extra financial relief as the CRA adjusts benefits to match inflation. Eligible individuals and families should ensure their tax returns are filed and direct deposit is set up to receive payments on time.
This benefit is part of Canada’s ongoing efforts to make life more affordable for low and modest-income households.